See your own numbers
Not an estimate. The figures below come from the same engine that will run the real settlements, on a network built from what you enter.
The lending rate is not Keepr's to set: it moves with the market and can fall to zero. Everything else below is computed by the same engine that will run the real settlements.
You earn in a year
56.96WLD
- Your own share
- 42.38 WLD
- Pool share
- 8.42 WLD
- From 3 people
- 6.17 WLD
- Saving the same WLD on your own
- 56.50 WLD
+0.8% more than lending the same WLD yourself — paid out of the budget on their yield, never out of what they keep.
Reading the result
With nobody
You give up 8 to 10% of your yield against lending the same WLD yourself. That is the honest cost of being here alone, and the simulator shows it rather than hiding it.
From 2 savers
At the reference deposit, your rate is 5.14% on everything they earn — so 2 people saving as much as you already puts you ahead.
Small deposits
At 100 WLD it takes 3, not more: the pool returns most of the unclaimed budget, and it weighs most at the bottom of the curve.
What it assumes
- A constant lending rate. Real rates move daily and can fall to zero. Keepr sets none and promises none.
- Everyone stays a full year. Deposits and withdrawals are weighted by how long they were actually there, so arriving late earns proportionally less.
- Nobody below your referrals. If they bring savers of their own, you earn on that too — the simulator leaves it out rather than flatter the result.
- A platform where commissions absorb about 5% of yield. That figure sets the pool, and no single member controls it.